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Creditwise Cardiff Credit Union

Credit Union

Creditwise Cardiff Credit Union is a not-for-profit financial co-operative offering ethical savings accounts and affordable loans to people who live or work in Cardiff, as an alternative to high-cost lenders.

Last verified 8 July 2026

Services offered

Credit UnionSavingsAffordable Loans

Languages served

๐Ÿด๓ ง๓ ข๓ ท๓ ฌ๓ ณ๓ ฟWelsh๐Ÿ‡ฌ๐Ÿ‡งEnglish๐Ÿ‡ต๐Ÿ‡ฑPolish๐ŸŒother languages on request

Areas covered

Cardiff-wide

Who can use this service

Anyone who lives or works in the CF postcode area. Membership required to save or borrow.

What to expect

Cost

Membership ~ยฃ5; loans have fair interest rates well below high-cost lenders

Typical wait

Join immediately; loans available once saving history established

Want to get involved?

Volunteer with this organisation or find out more about how you can help.

Register interest
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